Small Business Insurance

Specialising in the small to medium business insurance market, barrenjoey insurance brokers prides itself on offering experienced service and advice to a demographic that regularly receives a disservice from many insurers when dealing direct. 

Barrenjoey recognises that all industries are different and offer the complete service to a vast range of businesses from manufacturers & tradesman to retailers & office professionals.

Business package insurance policies

Our business package insurance policies cover a range of risks factors associated with a variety of occupations by offering various sections of cover to provide a tailor made policy relevant to a businesses activities. These insurable sections include:

  • Property
    Fire, lighting, storm, water damage, accidental damage and major perils
  • Business Interruption
    Covers the lost profits following an insurable incident (Business Interruption) 
  • Theft
    Loss of your property by theft/burglary
  • Glass
    Accidental breakage of fixed internal & external glass
  • Money
    Loss of money by theft or damage i.e. whilst in transit or outside business hours at business premises
  • Public/Products Liability
    Bodily injury or property damage to a third party following negligence (Public/Products Liability)
  • Machinery breakdown
    Repairs following sudden loss to mechanical equipment i.e. a compressor in a fridge burns out
  • Electronic equipment breakdown
    Repairs following sudden loss to electronic equipment.
  • Transit
    Movement of your goods within Australia (Marine Transit/Cargo)
  • General Property
    Cover provided for loss, damage or theft to the Insured’s items including equipment & tools of trade.