Construction & Liability Insurance

A cover designed uniquely for the construction sector this combined policy unites both Material Loss and Public Liability insurance protecting against the full scope of risk exposures whilst construction is taking place.

Construction Works & Liability Insurance can be insured for an Annual term or on a Individual Contract basis and is tailored to comprehensively cover a job from start to finish, including benefits such as;

  • Minor Plant & Tools
  • Major Plant & Equipment
  • Cover for Existing Structures
  • Escalation of Construction Cost
  • Expediting Expenses
  • Removal of Debris
  • Professional Fees
  • Transit
  • Off site Storage
  • Principal Supplied Items



Whilst many believe that a standard Public Liability policy will offer sufficient cover it is all too often overlooked that such insurance imposes limitations to the size & types of works that can be covered before exclusions apply.

i.e. 'This policy excludes to indemnify the insured for contracts entered into exceeding a 
      completed value of $300,000'

     'This policy excludes any claims arising from works performed by Subcontractors and Contractors'

As a Construction Works & Liability policy is bound by the contract held between the Principal Contractor and their client it is ultimately this policy that will respond in the unfortunate circumstance of a claim. The contract outlines the parameters of the works to be covered by the Principal Contractor and it is their obligation to obtain a suitable cover without exclusions as highlighted above.

Barrenjoey Insurance Brokers will provide you with the expert Construction & Liability Insurance advice you need allowing you to get on with the job, stress free!